Shop now,
pay with klarna
Shop now,
pay with klarna
A beginner's guide to Klarna: Everything you need to know
A beginner's guide to Klarna: Everything you need to know
Here’s how it works:
Step 1 Add products to your cart and select “Klarna” when you check out.
Step 2 Enter a few personal details and you’ll know instantly if you’re approved.
Step 3 Klarna will send you an email confirmation and reminders when it’s time to pay and you can manage your orders and payments in the Klarna app.
Buy Now Pay Later
Here’s how it works:
Step 1 Add products to your cart and select “Klarna” when you check out.
Step 2 Enter a few personal details and you’ll know instantly if you’re approved.
Step 3 Klarna will send you an email confirmation and reminders when it’s time to pay and you can manage your orders and payments in the Klarna app.
Buy Now Pay Later
Pay in 3 instalments
This way lets you spread the cost of the purchase over three equal and separate payments, with the first payment being made at the checkout and the other 2 instalments are scheduled automatically every thirty days.
Pay in 30 days
Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest and no fees when you pay on time.
Pay in 3 instalments
This way lets you spread the cost of the purchase over three equal and separate payments, with the first payment being made at the checkout and the other 2 instalments are scheduled automatically every thirty days.
Pay in 30 days
Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees.
Late Fees:
Klarna is interest and fee free when you pay on time! They will not charge you interest on products and they don’t charge membership or annual fees when you’re shopping with them. However, there are £5 late fees for missed payments, these fees are designed to encourage healthy spending habits and act as an incentive to repay. Customers will only be charged late fees if they have failed to pay after they have received multiple friendly reminders to encourage repayment, and after the set grace period has passed. Late fees will only be applied to purchases made after the 16th March 2023.
Late Fees:
Klarna is interest and fee free when you pay on time! They will not charge you interest on products and they don’t charge membership or annual fees when you’re shopping with them. However, there are £5 late fees for missed payments, these fees are designed to encourage healthy spending habits and act as an incentive to repay. Customers will only be charged late fees if they have failed to pay after they have received multiple friendly reminders to encourage repayment, and after the set grace period has passed. Late fees will only be applied to purchases made after the 16th March 2023.
How to get approved:
- Be over 18 years old
- Have a valid bank account
- Have a valid bank card
- Have a positive credit history
- Be able to receive verification texts
Klarna is a good option if you have bad credit, as only a soft credit check is run. They will only check basic information at the checkout like your name and age and credit bureaus are not informed of the inquiry, this way credit scores are not affected. Approval of the loan will depend on how much the purchase is and depend on your credit. There are no spending limits with Klarna, although they can deny requests based on how much you want to borrow and if you have been approved in the past doesn’t mean they will approve you in the future. Although, data about payments is shared with credit reference agencies, which are visible to other lenders. A hard credit check will be performed when one of their financing options is applied for, which may affect a credit score.
Learn more about Klarna’s credit checks here.
Klarna Benefits:
Klarna gives you the option to pay off your loan early, and they will keep you updated on when a payment is due. If you need more time, you can extend the due date by a whopping 10 days!
There are never any late payment charges and credit scores won't be affected if payments are late. Shopping with Klarna does not affect a credit score. However, information such as payment holidays and existing, late and unpaid balances is visible on your credit file to other lenders.
When shopping with Klarna, there are no spending limits. Although there is a new automated approval decision about how much you can spend with them is made each time you pay with Klarna.
Learn more about Klarna’s spending limits here.
Klarna at Baby's Mart
Using Klarna at Baby's Mart will help you to better budget and save whilst getting great deals and savings on all your favourite brands, such as Silver Cross, Bugaboo, UPPABaby, Mamas & Papas, Cosatto, Cybex, egg, Ickle Bubba, Nuna and so much more. Shop from a wide range of prams, strollers and travel systems, nursery furniture, high chairs and car seats.
How to get approved:
- Be over 18 years old
- Have a valid bank account and card
- Have a positive credit history
- Be able to receive verification texts.
Klarna is a good option if you have bad credit, as only a soft credit check is run. They will only check basic information at the checkout like your name and age and credit bureaus are not informed of the inquiry, this way credit scores are not affected. Approval of the loan will depend on how much the purchase is and depend on your credit.
There are no spending limits with Klarna, although they can deny requests based on how much you want to borrow and if you have been approved in the past doesn’t mean they will approve you in the future. Although, data about payments is shared with credit reference agencies, which are visible to other lenders. A hard credit check will be performed when one of their financing options is applied for, which may affect a credit score.
Learn more on Klarna’s credit checks here.
Klarna is interest and fee-free! They will not charge you interest on products and they don’t charge membership or annual fees when you’re shopping with them.
Klarna gives you the option to pay off your loan early, and they will keep you updated on when a payment is due. If you need more time, you can extend the due date by a whopping 10 days!
There are never any late payment charges and credit scores won't be affected if payments are late. Shopping with Klarna does not affect a credit score. However, information such as payment holidays and existing, late and unpaid balances is visible on your credit file to other lenders.
When shopping with Klarna, there are no spending limits. Although there is a new automated approval decision about how much you can spend with them is made each time you pay with Klarna.
Learn more about Klarna’s spending limits here.
Klarna at Baby's Mart
Using Klarna at Baby's Mart will help you to better budget and save whilst getting great deals and savings on all your favourite brands, such as Silver Cross, Bugaboo, Uppa Baby, Mamas & Papas, Costatto, Cybex, Egg, Ickle Bubba, Nuna and so much more. Shop from a wide range of prams, strollers and travel systems, nursery furniture, high chairs and car seats.
Klarna at Baby's Mart
Using Klarna at Baby's Mart will help you to better budget and save whilst getting great deals and savings on all your favourite brands, such as Silver Cross, Bugaboo, Uppa Baby, Mamas & Papas, Costatto, Cybex, Egg, Ickle Bubba, Nuna and so much more. Shop from a wide range of prams, strollers and travel systems, nursery furniture, high chairs and car seats.
Safe and secure
With Klarna, you are always covered through Klarna’s Buyer Protection policy.
Modern safeguards protect your information to prevent unauthorized purchases.
Frequently asked questions
Visit Klarna's FAQ page to find out more about using Klarna.
See all of your purchases in one place, pay any open balances, explore unique content and much more in the Klarna app. You can also log into your Klarna account at https://app.klarna.com/login. If you need any help, Klarna Customer Service is there for you.
Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.
Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. Late fees may apply. T&Cs apply. klarna.com/uk/terms-and-conditions
Contact Klarna directly with any questions or more information -
Safe and secure
With Klarna, you are always covered through Klarna’s Buyer Protection policy.
Modern safeguards protect your information to prevent unauthorized purchases.
Frequently asked questions
Visit our FAQ (https://www.klarna.com/uk/customer-service/) page to find out more about using Klarna.
See all of your purchases in one place, pay any open balances, explore unique content and much more in the Klarna app. You can also log into your Klarna account at https://app.klarna.com/login. If you need any help, Klarna Customer Service is there for you.
Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.
Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply. klarna.com/uk/terms-and-conditions
Contact Klarna directly with any questions or more information -